TFSA calculator

How much TFSA room do I have?

Room starts the year you turn 18, or the year you became a resident if that’s later. It never expires.

Your savings room

TFSA room starts the year you turn 18. Room you don’t use carries forward forever.

Year you were born
2009

TFSA room in 2026

$0

FHSAFor a first home. Open at 18, even with $0.$8,000/yr
RRSP room next year18% of what you earn this year$0

CRA limits

TFSA limit by year

YearAnnual limit
2009$5,000
2010$5,000
2011$5,000
2012$5,000
2013$5,500
2014$5,500
2015$10,000
2016$5,500
2017$5,500
2018$5,500
2019$6,000
2020$6,000
2021$6,000
2022$6,000
2023$6,500
2024$7,000
2025$7,000
2026$7,000

TFSA or FHSA at 18? →

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